Any credit transaction with that loan term of lower than 6 months through the loan transaction date;
(B) Any credit deal that doesn’t need equal monthly premiums, unless either of this applies that are following
(1) The credit deal contains mortgage loan this is certainly linked with a posted and index that is verifiable the contractual interest is modified prior to alterations in that index.
(2) The credit deal offers an expansion of this first installment that is monthly pursuant to unit (C)(2)(a) or (D)(1)(a) of area 1321.68 associated with Revised Code.
(D) Any credit deal guaranteed by a pursuit into the covered debtor’s residential real estate loan, including a deal to invest in the acquisition or initial construction of a dwelling, any refinance deal, house equity loan or home equity personal credit line, or reverse home loan;
(E) Any credit deal that originates as an effect, straight or indirectly, of the recommendation from an individual registered or acting as a credit solutions company under parts 4712.01 to 4712.14 associated with the Revised Code;