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CLEARY, United States Of America Magistrate Judge.

CLEARY, United States Of America Magistrate Judge.

into the situation of Flowers, she received a advance loan of $350 in return for defendants’ delayed presentment associated with loan for week or two and a $63.00 finance cost.

This course action lawsuit ended up being initially filed in Tulsa County region court by Plaintiff Rochell plants (“Flowers”), with respect to by herself together with putative class, and eliminated by defendants, EZPawn Oklahoma, Inc.(“EZPawn”) and EZCorp, Inc. (“EZCorp”), to the Court. Plants, as class representative, brings claims of breach regarding the Oklahoma credit rating Code (“OCCC”), 14A O.S. В§ 1-101 et seq., usury and fraudulence against defendants. Petition ¶¶ 26-40. Plants alleges defendants acted willfully or in careless neglect by getting into a “sham” relationship with County Bank of Rehoboth Beach, Delaware (“County Bank”), a state-chartered, federally insured bank, for the intended purpose of claiming federal preemption and evading state usury, fraud and customer protection laws. Petition ¶¶ 11-14, 26-42. Defendants charged interest levels in excess of 505.38% on “payday loans” to plaintiff course, loan deals “whereby the financial institution agrees to cash the debtor’s talk with the knowing that the check is likely to be delayed for presentment for a specified period.” Petition В¶ 9. Petition В¶ 10. Flowers contends the attention and regards to these pay day loans to her and users of the putative class violate Oklahoma statutory and common law usury prohibitions and seeks real and punitive damages, charges underneath the OCCC, lawyer costs and declaratory and injunctive relief.