I’ve been scammed into the past also it taught me personally a vital course.
Then they will give you ВЈ2900 loan plus ВЈ100 fee = ВЈ3000, or ВЈ3000 plus fee ВЈ100 = ВЈ3100 total loan if a reputable lender requires a fee for a loan they will not ask for it upfront they will deduct it from your loan or add it to your loan, for example they require an admin fee of ВЈ100 for a ВЈ3000 loan. In terms of agents, for them upfront if they are reputable they will get paid any fees required by the loan company for matching you, not asking. If you should be expected to pay upfront be it ВЈ1 or ВЈ100 inform them in your bicycle.
CITY FINANCIAL is a scam company.